Choose your Path.
No Guesswork.
Choose your Path.
No Guesswork.
This platform is built for two groups: buyers who want clarity and realtors who want better partnerships. Pick where you belong — everything after this is tailored for you.
Trust. Transparency. Professionalism. That’s how I run every deal.
Trust. Transparency. Professionalism. That’s how I run every deal.
Tools for Every Step of the Journey
Tools for Every Step of the Journey
Tools for Every Step of the Journey
Easy tools for homebuyers, realtors, and partners alike.
Easy tools for homebuyers, realtors, and partners alike.
Easy tools for homebuyers, realtors, and partners alike.
These tools are built to simplify the mortgage process. Whether you’re buying a home, supporting clients, or exploring partnerships—you’ll get clear, practical insights to guide your next step.
These tools are built to simplify the mortgage process. Whether you’re buying a home, supporting clients, or exploring partnerships—you’ll get clear, practical insights to guide your next step.
These tools are built to simplify the mortgage process. Whether you’re buying a home, supporting clients, or exploring partnerships—you’ll get clear, practical insights to guide your next step.
Buyer Tool
Buyer Tool
Buyer Tool
Mortgage Calculator
Mortgage Calculator
Mortgage Calculator
Run your numbers in under 30 seconds
Run your numbers in under 30 seconds
Run your numbers in under 30 seconds
Buyer Tool
Buyer Tool
Buyer Tool
DTI Calculator
DTI Calculator
DTI Calculator
See instantly if your debt ratio helps or hurts approval
See instantly if your debt ratio helps or hurts approval
See instantly if your debt ratio helps or hurts approval
Buyer Tool
Buyer Tool
Buyer Tool
7 Signs You're Ready To Buy A Home
7 Signs You're Ready To Buy A Home
7 Signs You're Ready To Buy A Home
Most buyers miss 2 of these … don’t
Most buyers miss 2 of these … don’t
Most buyers miss 2 of these … don’t
Buyer Tool
Buyer Tool
Buyer Tool
Homebuyer Checklist
Homebuyer Checklist
Homebuyer Checklist
Know what to prep – short term discipline; long term freedom
Know what to prep – short term discipline; long term freedom
Know what to prep – short term discipline; long term freedom
Buyer Tool
Buyer Tool
Buyer Tool
Mortgage Payment Breakdown
Mortgage Payment Breakdown
Mortgage Payment Breakdown
Most folks miss one of these – now you wont
Most folks miss one of these – now you wont
Most folks miss one of these – now you wont
Buyer Tool
Buyer Tool
Buyer Tool
Loan Options Guide
Loan Options Guide
Loan Options Guide
Don’t get stuck thinking there’s only one way
Don’t get stuck thinking there’s only one way
Don’t get stuck thinking there’s only one way
Realtor/Partner Tool
Realtor/Partner Tool
Realtor/Partner Tool
'Why Deals Die' Guide
'Why Deals Die' Guide
'Why Deals Die' Guide
Spot the hidden traps that kill contracts – before they hit you
Spot the hidden traps that kill contracts – before they hit you
Spot the hidden traps that kill contracts – before they hit you
Realtor/Partner Tool
Realtor/Partner Tool
Realtor/Partner Tool
Pre-Approval Myths
Pre-Approval Myths
Pre-Approval Myths
Clear the air – what lenders don’t always tell Realtors upfront
Clear the air – what lenders don’t always tell Realtors upfront
Clear the air – what lenders don’t always tell Realtors upfront
Realtor/Partner Tool
Realtor/Partner Tool
Realtor/Partner Tool
Closing Timeline Overview
Closing Timeline Overview
Closing Timeline Overview
Not everyone talks this the right way – now you can
Not everyone talks this the right way – now you can
Not everyone talks this the right way – now you can
About Doug Mattei
About Doug Mattei
About Doug Mattei
I lead with selfless transparency. Not sales tactics.
I lead with selfless transparency. Not sales tactics.
I lead with selfless transparency. Not sales tactics.
After 20 years in the Army, I learned to lead with truth — even when it’s uncomfortable. The mortgage industry is full of fluff, fear tactics, and fast-talkers. I built this platform to give buyers and partners what they really need: Clear, human communication and a transparent process where you’re never left guessing. Because when you’re making one of the biggest financial moves of your life, you deserve straight answers, not sales games.
I care about your outcome — not commissions. My only goal is to make sure you feel confident from the first call to the closing table. Short-term discipline leads to long term freedom – too easy.
Guidance you can trust. Not empty promises.
20 Years of Service, The Same Standard for You
In uniform, accountability wasn’t optional — lives depended on it. I bring that same standard to lending: no gimmicks, no hidden agendas, just clear answers and solutions built around your goals.
Want to see what this looks like in practice?
What people say about Doug
What people say about Doug
What people say about Doug
See why folks like working with me
See why folks like working with me
See why folks like working with me
Doug Mattei
Mortgage Loan Officer
J. DeAquino
Doug is outstanding person, helpful in every step of the way. Any questions or concerns I had, he was always a phone call away. Explained everything very thoroughly so I knew where every dollar was going and coming from. He never left me with any doubt. Thx Doug, the Doug was great, the Doug was great. We appreciate all you’ve done for us in every property we purchased and every refi we needed to do over the years. We are a repeated costumer and will continue to be so.
BAP LLC
Exceptional service from my loan manager! Their responsiveness and professionalism exceeded my expectations. They guided me through the process with clarity, addressing all my concerns promptly. The efficiency and clear communication made the entire experience seamless. I highly recommend their services for an stress-free and positive loan journey."
Maykell Guerrero
Doug help me from beginning to end, very knowledgeable and greatly cares about his clients.
Emil Ignacio
We had a very good and exceptional service needs when it comes to owning a house thru the process of loan mortgage. He explained every details and ensure that everything will be in order till the end to occupancy. His service is very recommendable.
J. DeAquino
Doug is outstanding person, helpful in every step of the way. Any questions or concerns I had, he was always a phone call away. Explained everything very thoroughly so I knew where every dollar was going and coming from. He never left me with any doubt. Thx Doug, the Doug was great, the Doug was great. We appreciate all you’ve done for us in every property we purchased and every refi we needed to do over the years. We are a repeated costumer and will continue to be so.
J. DeAquino
Doug is outstanding person, helpful in every step of the way. Any questions or concerns I had, he was always a phone call away. Explained everything very thoroughly so I knew where every dollar was going and coming from. He never left me with any doubt. Thx Doug, the Doug was great, the Doug was great. We appreciate all you’ve done for us in every property we purchased and every refi we needed to do over the years. We are a repeated costumer and will continue to be so.
Art Mattei jr.
Doug was very professional. Doug n his colleagues were on top of everything and made my refinance very easy. I can't thank Doug and his crew enough!
Art Mattei jr.
Doug was very professional. Doug n his colleagues were on top of everything and made my refinance very easy. I can't thank Doug and his crew enough!
Wilfred Ansah
I had an exceptional experience with this Doug! He was incredibly helpful and truly stood out for his detailed and thorough explanations throughout the entire lending process. His commitment to ensuring I understood each step made a complex process feel manageable
Wilfred Ansah
I had an exceptional experience with this Doug! He was incredibly helpful and truly stood out for his detailed and thorough explanations throughout the entire lending process. His commitment to ensuring I understood each step made a complex process feel manageable
Joe Quigley
We had a great experience with Doug and Rate. Doug was great, very professional and the whole process was extremely smooth. I highly recommend and would work with Doug again.
Joe Quigley
We had a great experience with Doug and Rate. Doug was great, very professional and the whole process was extremely smooth. I highly recommend and would work with Doug again.
BAP LLC
Exceptional service from my loan manager! Their responsiveness and professionalism exceeded my expectations. They guided me through the process with clarity, addressing all my concerns promptly. The efficiency and clear communication made the entire experience seamless. I highly recommend their services for an stress-free and positive loan journey."
BAP LLC
Exceptional service from my loan manager! Their responsiveness and professionalism exceeded my expectations. They guided me through the process with clarity, addressing all my concerns promptly. The efficiency and clear communication made the entire experience seamless. I highly recommend their services for an stress-free and positive loan journey."
Eric Martin
Guaranteed Rate was a great experience. Doug was amazing. He was consistent, informative, and focused on creating a great customer experience. Doug walked me through the entire experience providing confidence and knowledge.
Eric Martin
Guaranteed Rate was a great experience. Doug was amazing. He was consistent, informative, and focused on creating a great customer experience. Doug walked me through the entire experience providing confidence and knowledge.
Talita Delgado
Doug is the absolute best! His upbeat comedic personality really helps you get through the stressful parts of home buying. I could not recommended him enough!
Talita Delgado
Doug is the absolute best! His upbeat comedic personality really helps you get through the stressful parts of home buying. I could not recommended him enough!
Maykell Guerrero
Doug help me from beginning to end, very knowledgeable and greatly cares about his clients.
Maykell Guerrero
Doug help me from beginning to end, very knowledgeable and greatly cares about his clients.
Emil Ignacio
We had a very good and exceptional service needs when it comes to owning a house thru the process of loan mortgage. He explained every details and ensure that everything will be in order till the end to occupancy. His service is very recommendable.
Emil Ignacio
We had a very good and exceptional service needs when it comes to owning a house thru the process of loan mortgage. He explained every details and ensure that everything will be in order till the end to occupancy. His service is very recommendable.
Jennifer Obrien
Amazing loan officer, very attentive and always available to answer any of my questions no matter what time! Made the process 100% easier. Would highly recommend!
Jennifer Obrien
Amazing loan officer, very attentive and always available to answer any of my questions no matter what time! Made the process 100% easier. Would highly recommend!
Santiago Gonzalez
Great experience working with Doug he was professional, attentive and always willing to help! Couldn’t have asked for a better agent!! Thank you
Santiago Gonzalez
Great experience working with Doug he was professional, attentive and always willing to help! Couldn’t have asked for a better agent!! Thank you
Frequently asked questions
Frequently asked questions
Frequently asked questions
Got Questions? Don’t worry, we’ve got the Answers.
Got Questions? Don’t worry, we’ve got the Answers.
Got Questions? Don’t worry, we’ve got the Answers.
Why work with Doug?
A: Because you’ll never get smoke and mirrors with me. My job is to keep you confident every step of the way — clear numbers, clear expectations, and zero pushiness. If you want someone who treats your deal like it’s their own, that’s me.
Why work with Doug?
A: Because you’ll never get smoke and mirrors with me. My job is to keep you confident every step of the way — clear numbers, clear expectations, and zero pushiness. If you want someone who treats your deal like it’s their own, that’s me.
Why work with Doug?
A: Because you’ll never get smoke and mirrors with me. My job is to keep you confident every step of the way — clear numbers, clear expectations, and zero pushiness. If you want someone who treats your deal like it’s their own, that’s me.
What if my credit isn’t great?
A: Happens more often than you think. Perfect credit is not required to buy a home. I’ll show you what lenders actually care about and where you stand today. If you’re not ready yet, I’ll give you a clean game plan so you know how to get there.
What if my credit isn’t great?
A: Happens more often than you think. Perfect credit is not required to buy a home. I’ll show you what lenders actually care about and where you stand today. If you’re not ready yet, I’ll give you a clean game plan so you know how to get there.
What if my credit isn’t great?
A: Happens more often than you think. Perfect credit is not required to buy a home. I’ll show you what lenders actually care about and where you stand today. If you’re not ready yet, I’ll give you a clean game plan so you know how to get there.
Can Doug help with refinancing?
A: Absolutely. Whether rates drop, you need to pull cash out, or you want to restructure debt, I’ll break down when it makes sense and when it doesn’t. My rule: if I wouldn’t do it myself, I won’t recommend it.
Can Doug help with refinancing?
A: Absolutely. Whether rates drop, you need to pull cash out, or you want to restructure debt, I’ll break down when it makes sense and when it doesn’t. My rule: if I wouldn’t do it myself, I won’t recommend it.
Can Doug help with refinancing?
A: Absolutely. Whether rates drop, you need to pull cash out, or you want to restructure debt, I’ll break down when it makes sense and when it doesn’t. My rule: if I wouldn’t do it myself, I won’t recommend it.
Can Doug help me get pre-approved?
A: Yes — and not just a pre-approval letter, but one that actually holds weight when you’re writing offers. I’ll walk you through income, assets, and credit so nothing derails your deal at the last minute.
Can Doug help me get pre-approved?
A: Yes — and not just a pre-approval letter, but one that actually holds weight when you’re writing offers. I’ll walk you through income, assets, and credit so nothing derails your deal at the last minute.
Can Doug help me get pre-approved?
A: Yes — and not just a pre-approval letter, but one that actually holds weight when you’re writing offers. I’ll walk you through income, assets, and credit so nothing derails your deal at the last minute.
Which loan program is best for me?
A: The “best” program depends on your income, credit, down payment, and goals. I compare FHA, VA, Conventional, and other options side by side so you see the trade-offs in plain English — no guesswork.
Which loan program is best for me?
A: The “best” program depends on your income, credit, down payment, and goals. I compare FHA, VA, Conventional, and other options side by side so you see the trade-offs in plain English — no guesswork.
Which loan program is best for me?
A: The “best” program depends on your income, credit, down payment, and goals. I compare FHA, VA, Conventional, and other options side by side so you see the trade-offs in plain English — no guesswork.
How do I start working with Doug?
A: Easy. You can either book a call with me directly or jump into one of the tools and get started right away. No big sales pitch — just clarity on your next step.
How do I start working with Doug?
A: Easy. You can either book a call with me directly or jump into one of the tools and get started right away. No big sales pitch — just clarity on your next step.
How do I start working with Doug?
A: Easy. You can either book a call with me directly or jump into one of the tools and get started right away. No big sales pitch — just clarity on your next step.
Clarity costs you nothing. Confidence starts here
I don’t charge to review your situation or walk you through the numbers. Whether you start an application or just book a call, you’ll leave with more clarity than you came with — at no cost, no pressure, no gimmicks.
Clarity costs you nothing. Confidence starts here
I don’t charge to review your situation or walk you through the numbers. Whether you start an application or just book a call, you’ll leave with more clarity than you came with — at no cost, no pressure, no gimmicks.
Clarity costs you nothing. Confidence starts here
I don’t charge to review your situation or walk you through the numbers. Whether you start an application or just book a call, you’ll leave with more clarity than you came with — at no cost, no pressure, no gimmicks.
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